Despite the massive changes effecting the insurance industry due to the ACA, many trade and professional associations continue to sponsor Association Health Plans (AHPs) for their members. Yes, its still possible to sponsor these plans and offer its members greater economy of scale and lower cost – similar to what large employer groups enjoy.  AHPs provide more choice in the health insurance marketplace by reducing premiums and making health insurance more affordable for most association members.  Smaller businesses save the most from AHPs because their administrative costs, which account for a significant percentage of their expenses, decrease.

To learn more about AHPs and determine if your Association is a good for a self-funded Association Health Plan, contact SMR today.